Betty Doll , Asheville’s “queen” of long-term care, explains that Medicare often will not cover non-medical custodial care once one has trouble performing certain “activities of daily living.” Betty offers convenient webinars where she can bring you up the learning curve at www.bettydollltc.com. Or, call Betty at 225-9585.
Betty Doll, nationally recognized speaker and trainer regarding long-term care and its related issues, further explains that Medicare covers medically-related care, but not the general custodial care that people often require as they age. Betty also touches upon how one typically qualifies for benefits under a long-term care policy and provides a few statistics regarding one’s likelihood of needing long-term care. You may reach Betty at 225-9585 or visit www.bettydollltc.com.
Betty Doll, who holds the “Certified in Long-Term Care” credential, discusses shared benefits policies, the cost of home health care (see a cost survey at www.bettydollltc.com), how premium rate increases work, when one might consider buying long-term care coverage, the notion of tax-qualified long-term care policies, and care-giver choices. You may reach Betty at 225-9585.
You sit down at the closing table and you notice a substantial dollar amount for “yield spread.” Long-time real estate attorney David Matney (258-3395) explains what you ought to know about this tricky charge. He also explains some basics about title insurance.
Long-time real estate attorney David Matney (258-3395) shares insights about title insurance, escrow accounts, tax service fees, deeds-in-lieu-of-foreclosure, and a couple benefits associated with taking title (for married couples) as tenants-by-the-entirety.
Special guest, Hal Blackwell, a former broker of a major securities firm, explains how cheap online trades and the advent of the “Do not call” list destroyed the brokerage business model and its impact on retail investors. To read an expose about how Wall Street firms angle to skim investors’ profits, order Hal’s book, “Secrets of the Skim” visit www.halblackwell.com.
Special guest, Hal Blackwell, a former broker of a major securities firm, discusses how securities brokers might be influenced by certain conflicts of interest. To read an expose about how Wall Street firms angle to skim investors’ profits, order Hal’s book, “Secrets of the Skim” by visiting www.halblackwell.com.
Special guest, Hal Blackwell, a former broker of a major securities firm, explains that brokers are judged primarily by the level of revenues they generate for their firms – not by the success of their customers. Hal also discusses that brokers often have an incentive to jump from firm to firm and the impact this might have on the end customer. To read an expose about how Wall Street firms angle to skim investors’ profits, order Hal’s book, “Secrets of the Skim” by visiting www.halblackwell.com.
Paul Quick shares insights related to selling a business from a business broker's point of view. Paul is a Certified Business Intermediary, and Broker-in-Charge at Asheville Business Consultants. You may reach him at (828) 254-3598.
Mike Sowinski, shares insights related to selling a business from a bean counter's point of view. Mike is a CPA with 15+ years of experience and principal of CFO Consultants. You may reach him at (828) 712-2913.
Paul Quick and Mike Sowinski discuss 1) which professionals are typically involved in the sale of a business, 2) the general prerability to sell the stock of a business rather than its underlying assets, 3) the importance of structuring the sale so that the seller has an incentive to work toward a smooth transition, 4) the notion of "goodwill,"and 5) that an installment sale might be used to reduce income taxes.
Attorney Jennifer Moore (a board certified specialist in family law) discusses consent orders, privately negotiated property settlements, marital property, alimony, and child support. (The Moore Law Office: 258-8053)
Will Congress "repeal the repeal" of the estate tax in 2010?
The elimination of the federal estate tax has effectively been replaced by a capital gains tax ... that would impact many more people than the estate tax ever would have!
Stockbrokers are licensed to SELL securities, not render investment ADVICE. They're often referred to as "producers" because they're judged by how much they sell. Stockbrokers' and insurance agents' licenses are obtainable after a short period of study and are in no comparable to professional credentials. Also beware that brokers and agents represent their employers, not you!
Here's why you might not want to buy that brand new closed-ended funds from your broker. Ginnie Maes (GNMAs) caught your eye? Beyond that government guarantee, there are many risks worth knowing about.
A study where brained-damaged investors outperformed a normal group of investors suggests that when it comes to investing, emotion is an enemy of solid decision making. Another study is discussed that illustrates that people tend to draw inferences and conclusions - even in cases where it was impossible to draw any such inferences and conclusions. As an investor, are you guilty of these missteps?
Attorney and estate planning specialists Larry Hartley discusses powers of attorney, software-based estate planning solutions, living wills (declaration of desie for natural death), revocable trusts vs. irrevocable trusts, will substitutes, and a bit about the federal estate tax.
Paladin provides independent evaluations of financial advisors based on their credentials, ethics, and business practices.
Of the approximately 30,000 advisors Paladin has reviewed since 2004, only about 7% of them have received a 5-Star rating. The remaining 93% are turned away.
Paladin says, "The best certifications are the ones that required a lot of work and included a comprehensive examination to make sure the advisor´s acquired knowledge will help them do a better job for you. Four certifications and designations that stand-out are: CFA®, CFP®, CPA/PFS, and CIMA®."
(Please be aware that third-party ratings such as the 5-Star rating Glenn Wessel has received from the Paladin Registry cannot necessarily ensure future investment success or a higher level of investment performance.)
Chartered Financial Analyist
" The most highly regarded credential that is currently available to financial advisors." —
Certified Public Accountant
" The most recognized credential in the U.S." —
Chartered Financial Planner
" The most highly regarded financial planner designation." —