Blog
- Cash-value life insurance: Policy loans - not such a good deal
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A number of dubious marketing claims swirl around cash value life insurance (CVLI) which includes most any type of life insurance that has an investment component.
- The emotional appeal of cash-value life insurance
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While auto, health, disability, and most other forms of insurance are structured so their premiums are due on a pay-as-you-go basis, the life insurance industry has evolved somewhat differently.
- The Myth of Buying Life Insurance Young
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A number of dubious marketing efforts swirl around cash value life insurance (CVLI) which includes most any type of life insurance that doubles as an investment. I previously addressed the fact that CVLI is often marketed as being permanent in nature despite the fact that the insurance component associated with most CVLI policies tends to decline or even vanish over time and that many people have no need for permanent insurance in the first place.
- The Myth of Permanent Life Insurance
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A number of dubious marketing claims swirl around cash value life insurance (CVLI) which includes most any type of life insurance that doubles as an investment. One particularly specious claim is that CVLI is somehow permanent in nature versus term insurance which is temporary. This claim is insidious on a couple of counts.